Automakers are constantly introducing new safety features designed to minimize injuries or even prevent accidents in the first place. Fortunately, you don’t have to invest in a brand-new vehicle with lane-detection technology to get dramatically lower car insurance quotes. Many of the most effective safety devices have been around for decades, and most are standard features on late-model vehicles.

What Safety Features Can Reduce Your Insurance Premiums?

1. Anti-Lock Brakes

Anti-lock brakes (ABS) help you keep control by automatically releasing pressure if a wheel is about to lock up. These systems have been widely available since the ‘80s, although they only became standard features in 2012. If you have an older vehicle without ABS, upgrading to a newer model can improve your safety and lower your auto insurance rates.

2. Airbags

According to the NHTSA, airbags have saved over 50,000 lives since they became mandatory fixtures in 1998. If your insurance quote includes personal injury protection (PIP), your insurer may offer a discount if your vehicle has airbags that reduce the risk of serious injury in a crash.

3. Daytime Running Lights

Small lamps that automatically come on when the car is running make your vehicle easier for other drivers to see. These low-cost additions also reduce accidents that occur during rainstorms and other bad weather, which usually translates to lower car insurance rates.

4. Anti-Theft Devices

Comprehensive insurance also protects you from theft, so anything you do to reduce the insurer’s risk will likely lower your premiums. Installing a car alarm, killswitch, or tracking system in your vehicle not only saves you money but could keep your car from being stolen in the first place.

5. Electronic Stability Control

Modern cars use computers and sensors on each wheel to manipulate the breaks, which helps avoid skids and rollover accidents. These can be lifesaving in poor weather and on slippery roads, so they became mandatory in 2012. Purchasing a new vehicle with electronic stability control can reduce your collision or liability coverage.

No matter what your driving history is like, Bob Shropshire Bail Bonds of Cincinnati, OH, will find affordable coverage that protects you from the unexpected. They pride themselves on working with some of the industry’s leading carriers, including some who specialize in helping drivers who have trouble finding coverage elsewhere. Visit their website to learn more about their wide range of options, get more tips and advice on Facebook, or call (513) 721-3915 to request your auto insurance quote today.